Soft vs Hard Credit Checks in Canada: What's The Difference?

The difference between a hard vs soft credit checks may seem confusing at first. Knowing a little about them can help you when managing your financial life and even help preserve your credit score a little.   That’s what we are discussing today.   Credit inquiries take two main forms, soft inquiries and hard inquiries. […]

Knowing how to check a credit report for errors is key when preparing for an auto loan. It’s one of those tasks you can do anytime but is best done ahead of the loan application. That way, the corrections have time to work their magic.   Corrections won’t always increase your score but as your […]