Southern Ontario Car Finance Blog

Using a co-signer for a car loan in Canada is a useful way to qualify if you’re a borderline case or if your own application isn’t likely to be accepted on its own. It’s a simple solution to a simple problem and that’s what we’re going to discuss today.   Our car loans team will […]

It’s one of those impossible situations. You need a car to get to work and you need work to get a car. So, what can you do? If your old car no longer works or you had a company car, how can you get around? Can you finance a car loan with no job in […]

A automobile repair loan is intended to assist with costly repairs, as the name implies.   The cost of repairing a car increases as it becomes more sophisticated. The more unusual materials it includes, the more costly the effects of even a minor scratch or collision. Accidents are covered by insurance, but you are responsible […]

So how long does it take to fix credit score in Canada? Much depends on the situation and the score. The lower the score, the more time it will taker to repair. But you can begin repairing it right away.   We deal with many customers with less than perfect credit. Often through no fault […]

The difference between a hard vs soft credit checks may seem confusing at first. Knowing a little about them can help you when managing your financial life and even help preserve your credit score a little.   That’s what we are discussing today.   Credit inquiries take two main forms, soft inquiries and hard inquiries. […]