Southern Ontario Car Finance Blog

We see this situation a lot. You get a new job and need a car to get to work but as you’re in a new job, you don’t qualify for a car loan. Fortunately, that’s no longer an issue.   Our Waterdown car loan team work with a selection of lenders willing to provide great […]

We talk a lot about credit scores in auto finance and credit utilization forms part of that score. So, what is credit utilization and how does it influence your overall score? Our Simcoe auto loan team finds out!   Alongside your payment history, debt to income ratio, credit mix, account ages and a few other […]

Using a co-signer for a car loan in Canada is a useful way to qualify if you’re a borderline case or if your own application isn’t likely to be accepted on its own. It’s a simple solution to a simple problem and that’s what we’re going to discuss today.   Our car loans team will […]

It’s one of those impossible situations. You need a car to get to work and you need work to get a car. So, what can you do? If your old car no longer works or you had a company car, how can you get around? Can you finance a car loan with no job in […]

A automobile repair loan is intended to assist with costly repairs, as the name implies.   The cost of repairing a car increases as it becomes more sophisticated. The more unusual materials it includes, the more costly the effects of even a minor scratch or collision. Accidents are covered by insurance, but you are responsible […]