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Selling a Car Without a Used Vehicle Information Package (UVIP)

If you're thinking about selling your car in Ontario, you may have heard about the Used Vehicle Information Package (UVIP). It's an important document that helps ensure a smooth and legal car sale between private buyers and sellers. However, you might be wondering if it's possible to sell a car without a UVIP in […]
Buying a Car With a Credit Card in Ontario: Everything to Know

When thinking about buying a car from a dealership in Ontario, you might wonder, "Can I buy a car with a credit card?" It’s a simple question but the answer can vary depending on several factors. Many dealerships offer various payment methods, and using a credit card to buy a car could be an […]
How to Remove Late Payments From Your Credit Report

Late payments can have a significant impact on your credit score, making it harder to get approved for things like car loans from dealerships in Ontario. If you're looking to buy a car and your credit report shows late payments, you might be wondering how to remove them. In this guide, we will explain […]
Trading in a Car That Has Negative Equity in Ontario

If you’re thinking about trading in your car, but you owe more on your loan than the car’s current value, you’re dealing with what’s called negative equity. This can make the process of trading in your vehicle a bit tricky, but it’s still possible. Let's break down what it means to trade in a […]
Transferring a Car Loan to Another Person in Ontario

This week, we'll talk about issues that some borrowers encounter and find difficult to manage on a daily basis. Today, we'll talk about shifting a car loan to a different party in order to avoid skipping loan installments. You can transfer a car loan if you are having financial difficulties or believe you will […]